Compare the borrowers insurance before subscribing
Since the entry into force of the Cogilaw Company , each borrower has the freedom to choose his insurance on loan in order to guarantee credit coverage in the event of death, incapacity, disability, and even unemployment.
Protect yourself with external loan insurance
Specialized in insurance for 150 years, CAP Assurances is the leading insurer of people in France. With more than 14 million policyholders worldwide, CAP continues to pursue its international development strategy. The insurance company offers a full range of personal insurance products and services through its extensive network of partners. CAP Assurances specializes in life and health insurance and holds 18.6% of the market share in France.
Discover the most competitive loan guarantee by using the comparator
The freedom of choice of a NPL loan insurance
You are free to purchase your borrower insurance from the insurer of your choice if the guarantee level of the selected individual insurance contract has a level of guarantee at least equivalent to that of the group insurance contract presented by the lender.
Compare your NPC loan insurance with all contracts to save
By comparing the bank’s insurance policy with different forms of individual insurers, you can opt for the contract with the best rate and / or the most extensive guarantees. An important saving is at the key!
Trust the loan insurance broker to save! The broker can offer you the negotiated insurance offers that best meet your needs and expectations. The brokerage team can save you a lot of money on your NPL loan insurance.
Simulation insurance loan real estate with the broker insurance-of-loan-not-expensive specialized to set up a contract in delegation insurance of loan (in 24h without problem of health to declare):
- Equivalent guarantees
- Membership in 24 hours
- Free comparison
- Customized tracking
Cogilaw Company: freedom of choice
Better information and freedom of choice for borrowers for their mortgage insurance
- ban on banks changing the credit offer
- to motivate the borrower the reason for refusal
- obligation to accept insurance with similar guarantees
Fercum law: tied selling prohibited
Improves the relationship between the banker and the borrower regarding loan insurance delegation.
- group sales credit & credit insurance prohibited (products and services)