A less expensive delegated credit guarantee
The insurance group is based in Strasbourg. The group provides its customers with insurance contracts that meet their individual needs. Specialized in the field of insurance concerned by construction projects, the company is present in many departments of the East of France. Acte Vie is a subsidiary of specialized in life and health insurance. Its goal is to respond to the concerns of individuals and business leaders.
Find the most competitive loan guarantee using the underwriter
Since the implementation of the Cogilaw system, you are free to choose insurance on loan to ensure the protection of your loan in case of accident of life: comparative offer credit insurance with the insurance broker offers cheap loan issued by the brokerage firm specializing in insurance for young borrowers!
You have the right to choose an external loan insurance for your bank
Thanks to the Cogilaw law, borrowers have the choice of their insurance! In fact, you are no longer obliged to subscribe to the bank’s group contract and can opt for the insurance delegation if the level of the external contract presents a level of protection at least equivalent to that of the bank’s contract.
Compare your loan insurance
Feel free to use a loan insurance simulator to compare loan insurance with the bank’s group insurance policy and other offers from different insurers. You will be sure to opt for the best loan insurance contract.
Broker insurance mortgage real estate multi-companies
The expert loan insurance broker can negotiate for you your loan insurance. With its experience as well as its vast network of financial partners, brokerage is able to get you a rate and guarantees that it would be very difficult for you to negotiate alone.
Quote insurance online with specialist broker. You are Guided (e) and advised (e) to well put in place your delegation insurance ready quickly (in 24h without medical risk):
- Guarantees equivalent to those offered by your bank
- Companies recognized by banking institutions
- Your loan insurance delegation in only 24 hours
- High-performance and responsive tools
- Immediate price online via the comparator
- Response to any type of insurance application
Cogilaw Company Loan Insurance
The Cogilaw system is a freedom of choice for consumers, since the ban for banks to impose their “home” contract. Obligation of banks:
Accept insurance delegation loan if the contract brings the same guarantees
Indicate the reason for refusing “non-bank” insurance
The credit rate can not be changed in case of insurance delegation
Fercum loan insurance scheme
The Fercum device prohibits tied selling. The article “L312-1-2” on credit and insurance group sales can be quoted in front of a banking advisor who makes a face about a delegation of insurance.
Your banker can not increase the rate of the credit if you make the choice of a delegation of insurance, under penalty of penal sanctions.